The foreclosure crisis is one of the nationâ€™s most pressing housing issues, and Illinois continues to have one of the highest rates of foreclosure fillings. The crisis has been particularly hard on immigrants, people of color, and lower-income families who became north suburban homeowners in the last two decades.
Make an Appointment
with our Housing Counselors
with our Housing Counselors
To schedule an appointment and ensure a quick turnaround, please provide us with an advance copy of specific mortgage documents.
If you need foreclosure counseling and live outside Chicagoâ€™s northern suburbs,
other agencies can help.
How we can help
Open Communities is certified by the U.S. Department of Housing and Urban Development to provide one-on-one and group housing counseling services to prevent foreclosure, mortgage scams and lending discrimination. We can arrange translation services from any language our clients may need.
If youâ€™re living in Chicagoâ€™s northern suburbs and struggling to afford your mortgage, we can:
- Educate you about your available options and fair lending rights.
- Review your loan documents and help you create a customized household budget.
- Negotiate with lenders on your behalf to prevent you from losing your home.
- Refer you to legal and financial resources such as the Refinance Program for Underwater Homeowners.
All our services are confidential and free of charge. All our services are confidential and free of charge. Appointments are held in our office at 990 Grove St. Suite 500 in Evanston. CALL OPEN COMMUNITIES TODAY AT 847.501.5760.
Important note: Before one of our counselors can schedule an appointment to discuss your situation, you must provide copies of specific mortgage documents. (Note that we are unable to accept original documents or photocopy them for you.) Please review our foreclosure counseling packet.
In addition: If you are at risk of foreclosure or are having trouble paying your mortgage, visit the Governorâ€™s Illinois Foreclosure Prevention Network website. The Network is a FREE, one-stop resource that links homeowners to state agencies and non-profit organizations that offer services designed to keep people in their homes. This includes the homeownership counseling or free legal advice offered by this agency as well as other help including temporary mortgage assistance.
Foreign Language Translations of Foreclosure Avoidance Brochures
To help housing counselors and others serve homeowners who do not speak English as their first language, the Consumer Financial Protection Bureau (CFPB) has translated two brochures into several languages. You can find and order these resources and others on CFPBâ€™s Bulk Publications Website.
Take-Control-to-Avoid-Foreclosure Checklist: A checklist for consumers. This short checklist provides troubled borrowers with quick action steps to get help and find out about options to avoid foreclosure. It is available in the following languages:
Summary of CFPB foreclosure avoidance procedures: A useful summary of CFPB foreclosure rules for mortgage servicers. Summarizes key timelines and deadlines for borrowers to apply for alternatives to foreclosure that may be available. It is available in the following languages: